Personal Loans

Top 10 Personal Loan Companies During a Pandemic

The pandemic has had dire consequences for much of the world’s population. Although the COVID-19 pandemic is not over yet, it has caused unemployment on a massive scale. In the U.S. alone, some 35 million people have filed for unemployment benefits. In these trying times, people have lost jobs, businesses have incurred losses and investments…

Personal Loans

How to Assess if a Lender is Trustworthy

FINDING TRUSTWORTHY LENDERS Whenever you are looking to get a loan from a lender, you will want to make sure that they are trustworthy. Fortunately for consumers there are a number of ways in which you can find lenders who are reputable and who won’t be involved in any scams. To find out if certain…

Personal Loans

Should I Get a Personal Loan on Top of a Student Loan

LOANS FOR PERSONAL USE As a current or former student, you will need to evaluate your finances once you complete your education and start your career. When it comes to finances, one of the things that you will need to deal with is your student loans. Paying back your education loans might be a bit…

Personal Loans

Alternative Funding Sources for Personal Loans

You can get funding from multiple sources if you are on the lookout for personal loans. For some of these sources, it is simply a matter of filling out a few forms. Others require collateral or guarantee of your ability to repay. Often finances from banks and credit unions is the conventional way of procuring…

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Personal Loans

Personal Loans vs. Lines of Credit

What Are Loans People take loans out for many different reasons and there are many different types of loans available. The actual definition of a loan is money or even property that is given to another person in exchange for a future payment that includes interest and other charges. In some cases, a loan is…

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Personal Loans

How Does Bad Credit Affect Loan Rates?

It is common knowledge that it is important to take care of your credit history and avoid defaults and late payments on your debt as part of your basic finances. Bad credit can have a profound impact on your ability to obtain loans for your financing of real estate or other assets, or for obtaining…

Personal Loans

Can You Use Personal Loans to Pay for Medical Bills?

In today's economy, the cost of everything seems to be increasing at a constant rate. This is definitely true for the cost of medical treatment. The co-pays and out of pocket expenses alone will mount up quickly. Medical collections account for at least 20% of the reports on a person's credit score. Medical bills also…

Personal Loans

Personal Loans vs Student Loans

Students Loans are better for those enrolled in school  Taking out a loan of any kind is an important decision. Understanding the terms of the loan is important to avoid costly mistakes. There are two loan products customers often consider depending on their needs: a student loan or a personal loan. Student loans usually carry lower interest rates…

Personal Loans

What Can You Use A Personal Loan On?

Personal loans are becoming more appealing with each dawn as an increasing number of Average Joe’s continue to apply for them. However, this is not surprising as they can come in handy in the wake of a crisis as they are easily accessible and also require no collateral. Nevertheless, due to their ease of borrowing,…

Personal Loans

What Happens When You Default on Loans?

If you are unable to make your loan payments on time, you are probably wondering what happens when you default on a loan. Inability to make payments can cause stress, and not everyone knows what to do about the situation to minimize the damage. Understanding what you can expect gives you time to prepare. When you…